At IAP Consultancy, we have a deep understanding of business cash flow and general funding requirements.

Let us worry about the products/services, prices and people – you only need to consider the options and make the choice.

So what are you looking for?

• Generally invoice finance will generate much more cash than a traditional overdraft. Over drafts are limited by security and are repayable on demand.
• It is a safer and more flexible product and with fixed period arrangements and no need for additional security like the Directors’ homes or business premises.
• Client can retain full credit control.
• Can be disclosed or confidential depending on the clients’ business
• Up to 100% advance rate against approved invoices in certain business sector.
• The facility grows with the business.

• Cash flow finance solution – in this scenario the client outsources the credit control functions to the funder.
• Dedicated support team will provide full credit and administration fulfilment.
• Short term contracts and fee free periods available
• Relationship with client service managers is critical

• Flexible funding options including Hire Purchase, leasing and re-finance to purchase assets
• Ideal for purchasing new equipment or releasing more cash into the business
• Assistance with deposits can be provided
• Access to Regional Growth Fund asset purchase scheme.
• New start companies
• Non prime products
• Market leading rates

• Through our strategic partner we can access a ‘whole of market’ car finance product portfolio – from prime and near prime, through to non and subprime.
• Immediate decisions and excellent market rates.

• In a very difficult market, we have partners who can provide finance to acquire commercial premises, residential/commercial portfolios and refinance.

• Finance to assist buyers and sellers with the trade cycle funding gap
• Assists in the purchase of finished and unfinished goods, abroad and in the UK.
• Payments of up 100% of purchase price
• Shipping, VAT and import duty is paid to ensure goods clear customs

• We have track record of improving facilities currently utilised by SMEs
• Our review process will investigate the amount of cash being released, the rates & fees being applied and any inappropriate restrictions to funding.
• In certain cases, we have saved clients in excess of £10,000 per annum.
• We keep a close watch on market offerings and new funders to ensure the best options for our clients