Call us today: 07956 499419

At IAP Consultancy, we have a deep understanding of business cash flow and general funding requirements.

Let us worry about the products/services, prices and people – you only need to consider the options and make the choice.

So what are you looking for?

Cashflow Finance

  • Generally invoice finance will generate much more cash than a traditional overdraft. Over drafts are limited by security and are repayable on demand.
  • It is a safer and more flexible product and with fixed period arrangements and no need for additional security like the Directors’ homes or business premises.
  • Client can retain full credit control.
  • Can be disclosed or confidential depending on the clients’ business
  • Up to 100% advance rate against approved invoices in certain business sector.
  • The facility grows with the business.



  • Cash flow finance solution – in this scenario the client outsources the credit control functions to the funder.
  • Dedicated support team will provide full credit and administration fulfilment.
  • Short term contracts and fee free periods available
  • Relationship with client service managers is critical


Asset Finance

  • Flexible funding options including Hire Purchase, leasing and re-finance to purchase assets
  • Ideal for purchasing new equipment or releasing more cash into the business
  • Assistance with deposits can be provided
  • Access to Regional Growth Fund asset purchase scheme.
  • New start companies
  • Non prime products
  • Market leading rates


Vehicle finance

  • Through our strategic partner we can access a ‘whole of market’ car finance product portfolio – from prime and near prime, through to non and subprime.
  • Immediate decisions and excellent market rates.


Commercial mortgages

  • In a very difficult market, we have partners who can provide finance to acquire commercial premises, residential/commercial portfolios and refinance.


Trade finance

  • Finance to assist buyers and sellers with the trade cycle funding gap
  • Assists in the purchase of finished and unfinished goods, abroad and in the UK.
  • Payments of up 100% of purchase price
  • Shipping, VAT and import duty is paid to ensure goods clear customs


Lending reviews

  • We have track record of improving facilities currently utilised by SMEs
  • Our review process will investigate the amount of cash being released, the rates & fees being applied and any inappropriate restrictions to funding.
  • In certain cases, we have saved clients in excess of £10,000 per annum.
  • We keep a close watch on market offerings and new funders to ensure the best options for our clients