For the first time commercial property buyer, commercial mortgages can be difficult to comprehend, especially in such a large and mixed market. Commercial mortgages can be used for different things and the cost, interest and application process can vary. In this article, we will lay out everything you need to know, in an easy-to-understand manner […]
As the chance of the UK leaving the EU without an agreement remains and the deadline of 30th March 2019 looming, it is essential for businesses to prepare for the consequences in the event of a No-deal Brexit.
In the day-to-day running of your business, it can be easy to ignore financial warning signs as you get caught up in other important tasks. You put problems down to slow sales or inefficient staff and assume everything will get better whilst you look for short-term solutions.
IAP Consultancy has given a boost to children’s charity Heel & Toe by raising £586.43 for the charity.
Clients and contacts of North East funding brokers IAP Consultancy enjoyed the excitement of the company’s annual Cheltenham Gold Cup Day at a County Durham pub. Ian Pratt, founder of IAP Consultancy, organised the day, sponsored by chartered accountants Tait Walker, at the Plough Inn near Pelton, Chester le Street. Thirty guests working in […]
In April, the way the Government funds apprenticeships in England is changing and many businesses will find themselves facing new obligations. However, many business people still find themselves confused as to what effect the new Apprenticeship Levy will have on them. Put simply, the levy requires all employers operating in the UK with a pay […]
When setting up a business with family or friends it is easy to assume that nothing can go wrong in the future. You might assume that, as you trust one another, you do not need to put in place something like a shareholders’ agreement to protect against unexpected difficulties. Hopefully, nothing will go wrong in […]
Auto-enrolment is the biggest change to pensions provision in the UK for generations. Under a law introduced in 2012, all employers must eventually offer a workplace pension scheme and automatically enrol eligible workers in it. This requirement has applied to larger employers since October 2012 and will apply to all employers by 2018. It doesn’t […]